@import "https://fonts.googleapis.com/css2?family=DM+Serif+Display&family=Manrope:wght@400;500;600;700&display=swap";@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.visible{visibility:visible}.fixed{position:fixed}.relative{position:relative}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.hidden{display:none}.table{display:table}}:root{--cream:#f7f3ea;--ivory:#fffdf9;--stone:#e7e0d4;--navy:#0b2748;--navy-deep:#071c34;--gold:#b6944a;--gold-light:#e9dcc0;--ink:#263240;--line:#0b27481f}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--cream);color:var(--ink);margin:0;font-family:Manrope,Arial,sans-serif;overflow-x:hidden}a{color:inherit;text-decoration:none}.site-header{border-bottom:1px solid var(--line);z-index:20;background:#fffdf9f0;grid-template-columns:300px 1fr auto;align-items:center;gap:32px;height:90px;padding:0 clamp(24px,4vw,64px);display:grid;position:relative}.brand{width:275px;height:68px;display:block;overflow:hidden}.brand img{object-fit:contain;object-position:center;mix-blend-mode:multiply;width:100%;height:100%;display:block}.footer-top img{mix-blend-mode:multiply;width:290px;max-width:100%;display:block}nav{justify-content:flex-end;gap:clamp(16px,2vw,34px);font-size:14px;font-weight:600;display:flex}nav a{position:relative}nav a:after{content:"";background:var(--gold);height:2px;transition:right .18s;position:absolute;bottom:-9px;left:0;right:100%}nav a:hover:after{right:0}.mobile-menu{display:none}.button{border:1px solid var(--navy);background:var(--navy);color:#fff;border-radius:8px;justify-content:center;align-items:center;gap:22px;min-height:62px;padding:0 28px;font-weight:700;transition:transform .18s,box-shadow .18s,background .18s;display:inline-flex}.button:hover{transform:translateY(-2px);box-shadow:0 14px 30px #0b27482e}.button-small{min-height:48px;padding:0 22px}.button-outline{color:var(--navy);border-color:var(--gold);box-shadow:none;background:0 0}.button-gold{color:var(--navy-deep);background:var(--gold-light);border-color:var(--gold)}.hero{background:radial-gradient(circle at 13% 24%, #b6944a0f, transparent 25%), var(--ivory);grid-template-columns:55% 45%;min-height:710px;display:grid;position:relative;overflow:hidden}.hero-copy{z-index:2;padding:clamp(80px,9vw,132px) 7vw 150px 4.8vw;animation:.65s ease-out both rise-in;position:relative}.eyebrow{color:var(--gold);letter-spacing:.18em;text-transform:uppercase;margin:0 0 24px;font-size:13px;font-weight:800;line-height:1}h1,h2{color:var(--navy);letter-spacing:-.025em;margin:0;font-family:DM Serif Display,Georgia,serif;font-weight:400}h1{max-width:690px;font-size:clamp(56px,5.5vw,82px);line-height:1.02}h2{font-size:clamp(42px,4vw,62px);line-height:1.08}.hero-lede{max-width:620px;margin:30px 0;font-size:clamp(18px,1.6vw,22px);line-height:1.6}.hero-actions{flex-wrap:wrap;align-items:center;gap:18px;display:flex}.hero-schedule-link{padding:18px 4px}.trust-line{flex-wrap:wrap;align-items:center;gap:12px;margin-top:32px;font-size:14px;font-weight:600;display:flex}.trust-line i{background:var(--gold);border-radius:50%;width:5px;height:5px}.hero-portrait{background:linear-gradient(135deg, transparent 0 66%, #b6944a14 66% 100%), var(--stone);border-top-left-radius:90px;min-height:710px;animation:.75s ease-out both portrait-in;position:relative;overflow:hidden}.hero-portrait:after{content:"";border:1px solid #b6944ab3;width:280px;height:280px;position:absolute;bottom:25px;right:-90px;transform:rotate(45deg)}.hero-portrait img{z-index:2;object-fit:cover;object-position:52% center;mix-blend-mode:multiply;width:100%;height:100%;min-height:710px;position:relative}.gold-arch{border:1.5px solid var(--gold);border-bottom:0;border-radius:50% 50% 0 0;width:72%;height:72%;position:absolute;top:66px;left:10%}.process-card{z-index:5;background:#fffdf9f5;border:1px solid #b6944a38;border-radius:24px;grid-template-columns:repeat(3,1fr);width:min(940px,76vw);min-height:112px;padding:20px 42px;display:grid;position:absolute;bottom:28px;left:50%;transform:translate(-50%);box-shadow:0 18px 40px #0b274821}.process-card div{justify-content:center;align-items:center;gap:18px;font-weight:700;display:flex}.process-card div+div{border-left:1px solid var(--stone)}.process-card b{width:45px;height:45px;color:var(--gold);border:1px solid var(--gold-light);background:#f8f0df;border-radius:50%;place-items:center;display:grid}.section{padding:112px clamp(24px,6vw,92px)}.intro{background:var(--cream)}.intro-grid{grid-template-columns:1.1fr .9fr;align-items:end;gap:10vw;display:grid}.intro-grid p,.section-heading>p,.health-copy>p,.about-copy>p,.future>div>p,.cta>p{font-size:17px;line-height:1.8}.intro-grid p{margin:0 0 24px}.text-link{color:var(--navy);border-bottom:1px solid var(--gold);gap:16px;padding-bottom:6px;font-weight:800;display:inline-flex}.medicare{background:var(--navy);color:#dbe3eb}.medicare .eyebrow,.medicare .service-number{color:#d5b76d}.section-heading{grid-template-columns:1.4fr .6fr;align-items:end;gap:8vw;margin-bottom:62px;display:grid}.section-heading h2,.health h2,.cta h2{color:#fff}.section-heading>p{margin:0}.service-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.service-card{background:#ffffff0b;border:1px solid #ffffff29;border-radius:20px;flex-direction:column;min-height:370px;padding:34px;transition:transform .18s,background .18s;display:flex}.service-card:hover{background:#ffffff14;transform:translateY(-5px)}.service-number{letter-spacing:.12em;font-weight:800}.service-card h3{color:#fff;margin:70px 0 18px;font-family:DM Serif Display,Georgia,serif;font-size:30px;font-weight:400}.service-card p{margin:0 0 28px;line-height:1.7}.service-card a{color:#e1c57f;justify-content:space-between;margin-top:auto;font-weight:700;display:flex}.health{color:#dbe3eb;background:var(--navy-deep);grid-template-columns:.9fr 1.1fr;gap:9vw;display:grid}.health-copy>p{max-width:520px;margin:28px 0 34px}.health-list{border-top:1px solid #fff3}.health-list div{border-bottom:1px solid #fff3;grid-template-columns:60px 1fr auto;align-items:center;gap:20px;min-height:92px;display:grid}.health-list span,.health-list i{color:var(--gold);font-style:normal}.health-list h3{color:#fff;margin:0;font-size:20px}.beyond-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.beyond-grid .flip-card,.beyond-grid .flip-card-inner{min-height:355px}.beyond-grid .flip-card-face{padding:26px}.beyond-grid .flip-title{margin-top:32px;font-size:28px}.beyond-grid .flip-card-back .flip-title{margin-top:0;font-size:24px}.about{background:var(--cream);grid-template-columns:minmax(330px,.85fr) 1.15fr;align-items:center;gap:9vw;display:grid}.about-photo{max-width:530px;position:relative}.about-photo:before{content:"";border:1px solid var(--gold);border-radius:180px 180px 20px 20px;position:absolute;inset:-18px 18px 18px -18px}.about-photo img{border-radius:180px 180px 20px 20px;width:100%;display:block;position:relative}.about-badge{background:#fff;border-radius:12px;flex-direction:column;padding:18px 22px;display:flex;position:absolute;bottom:30px;right:-35px;box-shadow:0 14px 34px #0b274829}.about-badge b{color:var(--navy)}.about-badge span{color:#69717a;margin-top:4px;font-size:13px}.about-copy>p{margin:26px 0}.future{background:#e9e2d7;grid-template-columns:.9fr 1.1fr;gap:9vw;display:grid}.future>div>p{max-width:550px}.future-tags{flex-wrap:wrap;align-content:center;align-items:center;gap:14px;display:flex}.future-tags button{min-height:56px;color:var(--navy);cursor:pointer;background:#ffffff73;border:1px solid #0b274833;border-radius:999px;align-items:center;gap:16px;padding:12px 16px 12px 20px;font-family:inherit;font-weight:700;transition:transform .18s,border-color .18s,background .18s;display:inline-flex}.future-tags button:hover{border-color:var(--gold);background:var(--ivory);transform:translateY(-2px)}.future-tags button i{background:var(--navy);color:#fff;border-radius:50%;place-items:center;width:28px;height:28px;font-size:18px;font-style:normal;font-weight:400;display:grid}.protection-dialog{background:var(--ivory);width:min(620px,100vw - 32px);color:var(--ink);border:1px solid #b6944a73;border-radius:24px;padding:clamp(30px,5vw,54px);box-shadow:0 30px 90px #071c3459}.protection-dialog::backdrop{-webkit-backdrop-filter:blur(5px);backdrop-filter:blur(5px);background:#071c34b8}.protection-dialog[open]{animation:.22s ease-out both dialog-in}.protection-dialog h3{color:var(--navy);margin:0;font-family:DM Serif Display,Georgia,serif;font-size:clamp(40px,6vw,58px);font-weight:400;line-height:1.05}.protection-dialog h4{color:var(--gold);letter-spacing:.03em;margin:14px 0 22px;font-size:15px}.protection-dialog>p:not(.eyebrow){margin:0;font-size:16px;line-height:1.8}.dialog-close{width:42px;height:42px;color:var(--navy);cursor:pointer;background:0 0;border:1px solid #0b274829;border-radius:50%;place-items:center;font-size:28px;line-height:1;display:grid;position:absolute;top:18px;right:18px}.dialog-note{border-left:3px solid var(--gold);background:var(--cream);flex-direction:column;gap:6px;margin:28px 0;padding:18px 20px;font-size:13px;line-height:1.65;display:flex}.dialog-note b{color:var(--navy)}.protection-dialog .button{width:100%}@keyframes dialog-in{0%{opacity:0;transform:translateY(12px)scale(.98)}}.intake{background:var(--cream);grid-template-columns:.75fr 1.25fr;align-items:start;gap:7vw;display:grid}.intake-heading{position:sticky;top:150px}.intake-heading>p:not(.eyebrow){max-width:500px;margin-top:28px;font-size:16px;line-height:1.75}.form-shell{background:#fffdf9fa;border:1px solid #b6944a47;border-radius:26px;min-height:620px;padding:clamp(26px,4vw,52px);box-shadow:0 22px 56px #0b27481a}.form-progress{grid-template-columns:repeat(3,1fr);margin-bottom:52px;display:grid}.form-progress div{color:#8a929b;border-bottom:2px solid var(--stone);align-items:center;gap:10px;padding-bottom:16px;font-size:12px;display:flex}.form-progress div.active{color:var(--navy);border-color:var(--gold)}.form-progress span{border:1px solid;border-radius:50%;place-items:center;width:25px;height:25px;display:grid}fieldset{border:0;margin:0;padding:0}legend,.form-success h3{color:var(--navy);padding:0;font-family:DM Serif Display,Georgia,serif;font-size:clamp(30px,3vw,42px);line-height:1.1}.form-note{color:#727b84;margin:10px 0 30px;font-size:13px}.field-grid{grid-template-columns:1fr 1fr;gap:22px;display:grid}.field-grid label,.full-field{color:var(--navy);flex-direction:column;gap:9px;font-size:13px;font-weight:800;display:flex}input,select,textarea{width:100%;color:var(--ink);font:inherit;background:#fff;border:1px solid #0b27482e;border-radius:9px;outline:0}input,select{height:52px;padding:0 14px}textarea{resize:vertical;padding:14px}input:focus,select:focus,textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px #b6944a26}.check-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.check-card{min-height:62px;color:var(--navy);cursor:pointer;background:#fff;border:1px solid #0b274824;border-radius:10px;align-items:center;gap:12px;padding:14px;font-size:13px;font-weight:700;display:flex}.check-card:has(input:checked){border-color:var(--gold);background:#fbf6ea}.check-card input,.consent input{width:18px;height:18px;accent-color:var(--navy)}.full-field{margin-top:24px}.form-context-grid{margin-top:22px}.product-hero-actions,.journey-actions{flex-wrap:wrap;gap:14px;display:flex}.annual-support{background:var(--navy-deep);grid-template-columns:.85fr 1.15fr;align-items:center;gap:clamp(42px,7vw,100px);display:grid}.annual-support h2,.annual-support h3{color:#fff}.annual-support-copy>p:not(.eyebrow){color:#ffffffbf;margin:26px 0 32px;font-size:17px;line-height:1.8}.annual-support-grid{gap:14px;display:grid}.annual-support-grid article{background:#ffffff0d;border:1px solid #e9dcc038;border-radius:16px;grid-template-columns:44px 1fr;column-gap:16px;padding:24px;display:grid}.annual-support-grid span{color:var(--gold-light);grid-row:1/3;font-weight:800}.annual-support-grid h3{margin:0 0 7px;font-family:DM Serif Display,Georgia,serif;font-size:24px;font-weight:400}.annual-support-grid p{color:#ffffffad;margin:0;line-height:1.65}.planenroll-feature{background:var(--ivory);grid-template-columns:1fr .85fr;align-items:center;gap:clamp(42px,7vw,100px);display:grid}.planenroll-feature>div:first-child>p:not(.eyebrow){max-width:650px;margin-top:26px;font-size:17px;line-height:1.8}.planenroll-card{background:var(--cream);border:1px solid #b6944a52;border-radius:24px;padding:clamp(28px,4vw,48px);box-shadow:0 20px 50px #0b27481a}.planenroll-card>span{color:var(--gold);letter-spacing:.12em;text-transform:uppercase;font-size:12px;font-weight:800}.planenroll-card ul{gap:13px;margin:24px 0 28px;padding:0;list-style:none;display:grid}.planenroll-card li:before{content:"✓";color:var(--gold);margin-right:10px;font-weight:900}.planenroll-card .button{width:100%}.planenroll-card small{color:#727b84;text-align:center;margin-top:12px;display:block}.consent{color:#5e6872;align-items:flex-start;gap:12px;margin-top:25px;font-size:11px;line-height:1.6;display:flex}.consent input{flex:none;margin-top:2px}.form-actions{justify-content:flex-end;align-items:center;gap:20px;margin-top:38px;display:flex}.form-actions .button{min-width:180px}.form-actions .button:disabled{cursor:wait;opacity:.68;transform:none}.form-error{color:#8e2e25;background:#fff1ef;border:1px solid #b8473c;border-radius:8px;margin:18px 0 0;padding:12px 14px;font-size:13px;line-height:1.6}.back-button{color:var(--navy);cursor:pointer;background:0 0;border:0;padding:12px;font-weight:800}.form-success{flex-direction:column;justify-content:center;align-items:flex-start;display:flex}.form-success>span{width:54px;height:54px;color:var(--navy);background:var(--gold-light);border-radius:50%;place-items:center;margin-bottom:26px;font-size:24px;display:grid}.form-success p:not(.eyebrow){max-width:530px;line-height:1.8}.form-success p a{color:var(--navy);border-bottom:1px solid var(--gold);font-weight:800}.form-success .button{width:auto;margin-top:14px}.join{background:#e9e2d7;justify-content:space-between;align-items:center;gap:50px;display:flex}.join h2{font-size:clamp(36px,3.5vw,54px)}.join p:not(.eyebrow){max-width:620px;line-height:1.7}.join .button{min-width:220px}.cta{text-align:center;color:#dbe3eb;background:linear-gradient(#071c34eb, #071c34eb), radial-gradient(circle at center, var(--gold), transparent 55%)}.cta h2{max-width:780px;margin:auto}.cta>p:not(.eyebrow){max-width:660px;margin:26px auto 34px}footer{background:var(--ivory);padding:64px clamp(24px,6vw,92px) 34px}.footer-top{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding-bottom:40px;display:flex}.footer-top div{gap:28px;font-weight:700;display:flex}.social-float{z-index:50;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#071c34f0;border:1px solid #ffffff24;border-radius:999px;gap:4px;padding:9px;display:grid;position:fixed;top:50%;right:22px;transform:translateY(-50%);box-shadow:0 18px 42px #071c3447}.social-float a{color:#fff;border-radius:50%;place-items:center;width:42px;height:42px;transition:color .16s,background .16s,transform .16s;display:grid;position:relative}.social-float a:hover,.social-float a:focus-visible{color:var(--navy-deep);background:var(--gold-light);transform:scale(1.08)}.social-float a.review-link{color:var(--gold)}.social-float a.review-link:before{content:"";border:1px solid #d9bd7659;border-radius:50%;position:absolute;inset:4px}.social-float a.review-link:hover,.social-float a.review-link:focus-visible{color:var(--navy-deep)}.social-float a:focus-visible{outline-offset:3px;outline:2px solid #fff}.social-float svg{fill:none;stroke:currentColor;stroke-width:1.9px;stroke-linecap:round;stroke-linejoin:round;width:21px;height:21px}.social-float .icon-fill{fill:currentColor;stroke:none}.social-float a>span{color:#fff;background:var(--navy-deep);white-space:nowrap;opacity:0;pointer-events:none;border-radius:7px;padding:7px 10px;font-size:11px;font-weight:700;transition:opacity .16s,transform .16s;position:absolute;right:52px;transform:translate(5px)}.social-float a:hover>span,.social-float a:focus-visible>span{opacity:1;transform:translate(0)}.section-action{flex-wrap:wrap;justify-content:center;gap:16px;margin-top:34px;display:flex}.disclaimer{color:#67717b;grid-template-columns:1fr 1fr;gap:44px;padding:28px 0 12px;font-size:12px;line-height:1.7;display:grid}.footer-contact{flex-wrap:wrap;gap:12px 24px;margin-top:28px;display:flex}.footer-contact a{color:var(--navy);border-bottom:1px solid var(--gold);font-weight:800}.copyright{color:#7a838c;margin:18px 0 0;font-size:12px}.inner-hero{background:radial-gradient(circle at 82% 30%, #b6944a29, transparent 28%), linear-gradient(135deg, var(--ivory), var(--cream));flex-direction:column;justify-content:center;align-items:flex-start;min-height:610px;padding:112px clamp(24px,8vw,124px);display:flex}.inner-hero h1{max-width:900px;font-size:clamp(58px,7vw,98px)}.inner-hero>p:not(.eyebrow){max-width:670px;margin:28px 0 34px;font-size:19px;line-height:1.75}.product-hero{grid-template-columns:minmax(0,1.15fr) minmax(310px,.65fr);align-items:center;gap:clamp(42px,7vw,110px);display:grid}.product-hero-copy h1{max-width:780px;font-size:clamp(52px,6vw,88px)}.product-hero-copy>p:not(.eyebrow){max-width:670px;margin:28px 0 34px;font-size:19px;line-height:1.75}.product-hero-image{justify-self:end;width:min(100%,430px);margin:0;position:relative}.product-hero-image:before{content:"";border:1px solid #b6944ab8;border-radius:220px 220px 26px 26px;position:absolute;inset:-14px 14px 14px -14px}.product-hero-image img{z-index:1;object-fit:cover;object-position:center top;border-radius:220px 220px 26px 26px;width:100%;height:500px;position:relative;box-shadow:0 24px 58px #071c3433}.product-hero-image figcaption{z-index:2;color:#fff;background:var(--navy-deep);border-radius:9px;max-width:230px;padding:13px 16px;font-size:12px;font-weight:800;line-height:1.35;position:absolute;bottom:24px;right:-18px;box-shadow:0 12px 28px #071c3433}.life-hero .product-hero-image figcaption{color:var(--navy-deep);background:var(--gold-light)}.product-hero-image-phone img{object-position:50% 28%}.product-hero-image-blazer img{object-position:50% 12%}.inner-section{padding:110px clamp(24px,7vw,108px)}.inner-heading{max-width:850px;margin-bottom:58px}.split-explainer{grid-template-columns:.8fr 1.2fr;gap:10vw;display:grid}.part-list{border-top:1px solid var(--line)}.part-list article{border-bottom:1px solid var(--line);grid-template-columns:70px 1fr;gap:20px;padding:28px 0;display:grid}.part-list article>b,.simple-steps article>b{background:var(--gold-light);width:48px;height:48px;color:var(--navy);border-radius:50%;place-items:center;display:grid}.part-list h3,.simple-steps h3,.coverage-grid h3,.life-grid h3,.values-strip h3{color:var(--navy);margin:0 0 10px;font-family:DM Serif Display,Georgia,serif;font-size:27px;font-weight:400}.part-list p,.coverage-grid p,.life-grid p,.values-strip p{margin:0;line-height:1.75}.navy-panel{color:#dce5ed;background:var(--navy)}.navy-panel h2,.navy-panel h3{color:#fff}.detail-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.detail-grid article{background:#ffffff0b;border:1px solid #ffffff29;border-radius:18px;min-height:360px;padding:32px}.detail-grid article>span{color:#d5b76d;font-size:13px;font-weight:800}.detail-grid h3{margin:70px 0 18px;font-family:DM Serif Display,Georgia,serif;font-size:30px;font-weight:400}.detail-grid p{line-height:1.75}.simple-steps{text-align:center;background:var(--cream)}.simple-steps>div{text-align:left;grid-template-columns:repeat(3,1fr);gap:32px;margin:56px 0 40px;display:grid}.simple-steps article{border-top:1px solid var(--gold);padding:28px}.simple-steps article>b{margin-bottom:24px}.simple-steps article p{line-height:1.75}.health-hero,.life-hero{color:#dce5ed;background:radial-gradient(circle at 86% 28%, #b6944a40, transparent 24%), var(--navy-deep)}.health-hero h1,.life-hero h1{color:#fff}.coverage-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.coverage-grid article{border:1px solid var(--line);background:var(--ivory);border-radius:18px;min-height:310px;padding:30px}.coverage-grid article>span{color:var(--gold);font-size:12px;font-weight:800}.coverage-grid h3{margin-top:48px}.inner-cta{text-align:center;color:#dce5ed;background:var(--navy);padding:100px clamp(24px,7vw,108px)}.inner-cta h2{color:#fff;max-width:760px;margin:auto}.inner-cta>p:not(.eyebrow){max-width:660px;margin:24px auto 32px;line-height:1.75}.coverage-inquiry-section{background:var(--cream);grid-template-columns:.72fr 1.28fr;align-items:start;gap:7vw;padding:110px clamp(24px,7vw,108px);display:grid}.coverage-inquiry-section>div:first-child{position:sticky;top:40px}.coverage-inquiry-section>div:first-child>p:not(.eyebrow){max-width:520px;font-size:16px;line-height:1.8}.coverage-form{background:var(--ivory);border:1px solid #b6944a47;border-radius:24px;min-height:650px;padding:clamp(28px,4vw,50px);box-shadow:0 22px 56px #0b27481a}.coverage-form>.button{width:100%;margin-top:28px}.coverage-form.form-success{min-height:520px}.life-grid{grid-template-columns:1fr 1fr;gap:20px;display:grid}.life-grid article{border:1px solid var(--line);background:var(--ivory);border-radius:18px;flex-direction:column;min-height:290px;padding:36px;display:flex}.life-grid h3{font-size:34px}.life-grid a{color:var(--navy);margin-top:auto;padding-top:24px;font-weight:800}.question-panel,.about-story{background:#e9e2d7;grid-template-columns:.85fr 1.15fr;gap:10vw;display:grid}.question-panel p,.about-story p{font-size:17px;line-height:1.8}.question-panel ul{padding-left:22px;line-height:2}.small-print{color:#67717b;margin-top:25px;font-size:12px!important}.about-page-hero{background:var(--cream);grid-template-columns:minmax(330px,.85fr) 1.15fr;align-items:center;gap:9vw;min-height:680px;padding:70px clamp(24px,8vw,124px);display:grid}.about-page-photo{max-width:520px;position:relative}.about-page-photo:before{content:"";border:1px solid var(--gold);border-radius:220px 220px 18px 18px;position:absolute;inset:-16px 18px 18px -16px}.about-page-photo img{border-radius:220px 220px 18px 18px;width:100%;display:block;position:relative}.about-page-hero h1{font-size:clamp(68px,8vw,112px)}.about-lead{max-width:680px;margin:26px 0 34px;font-size:22px;line-height:1.65}.about-quick-facts{flex-wrap:wrap;gap:10px;max-width:680px;margin:0 0 34px;display:flex}.about-quick-facts span{color:var(--navy);background:#fffdf9b8;border:1px solid #b6944a59;border-radius:999px;padding:12px 15px;font-size:12px;font-weight:600}.about-quick-facts b{color:#9a762f;margin-right:5px}.about-story{background:var(--ivory)}.about-story p:first-child{margin-top:0}.values-strip{background:#e9e2d7;grid-template-columns:repeat(3,1fr);gap:28px;padding:78px clamp(24px,7vw,108px);display:grid}.values-strip article{border-top:1px solid var(--gold);padding:30px}.values-strip article>span{color:var(--gold);font-size:12px;font-weight:800}.values-strip h3{margin-top:38px}.about-journey{background:radial-gradient(circle at 8% 12%, #b6944a1f, transparent 24%), var(--navy-deep);color:#e8eef3;grid-template-columns:.72fr 1.28fr;align-items:start;gap:clamp(50px,8vw,120px);display:grid}.about-journey h2{color:#fff}.about-journey>div:first-child>p:last-child{font-size:17px;line-height:1.8}.journey-cards{gap:16px;display:grid}.journey-cards article{background:#ffffff0e;border:1px solid #ffffff21;border-radius:16px;padding:28px 30px}.journey-cards span{color:#d9bd76;letter-spacing:.14em;text-transform:uppercase;font-size:11px;font-weight:800}.journey-cards h3{color:#fff;margin:10px 0 8px;font-family:DM Serif Display,Georgia,serif;font-size:27px;font-weight:400}.journey-cards p{margin:0;line-height:1.7}.schedule-hero{color:#e8eef3;background:radial-gradient(circle at 88% 24%, #b6944a38, transparent 24%), var(--navy-deep);grid-template-columns:1.1fr .9fr;align-items:center;gap:clamp(50px,9vw,130px);min-height:610px;padding:100px clamp(24px,8vw,126px);display:grid}.schedule-hero h1{color:#fff;max-width:780px;font-size:clamp(58px,7vw,96px)}.schedule-hero>div:first-child>p:last-child{max-width:680px;margin-top:26px;font-size:18px;line-height:1.75}.schedule-notes{background:#ffffff0f;border:1px solid #ffffff29;border-radius:20px;grid-template-columns:44px 1fr;gap:22px 16px;padding:32px;display:grid}.schedule-notes span{color:#d9bd76;font-size:12px;font-weight:800}.schedule-notes p{margin:0;line-height:1.65}.schedule-notes b{color:#fff}.schedule-section{background:var(--cream);grid-template-columns:.68fr 1.32fr;align-items:start;gap:7vw;padding:110px clamp(24px,7vw,108px);display:grid}.schedule-section>div:first-child{position:sticky;top:40px}.schedule-section>div:first-child>p:last-child{line-height:1.8}.schedule-form{min-height:auto}@keyframes rise-in{0%{opacity:0;transform:translateY(14px)}}@keyframes portrait-in{0%{opacity:0;transform:translate(14px)}}.license-line,.agent-credentials{color:#ffffffb8;margin:12px 0 0;font-size:13px;line-height:1.7}.agent-credentials{color:var(--navy);font-weight:700}.appointment-section{background:var(--ivory);grid-template-columns:minmax(0,1fr) minmax(300px,.8fr);align-items:center;gap:clamp(40px,7vw,100px);display:grid}.appointment-section aside{border:1px solid var(--line);background:var(--cream);border-radius:16px;padding:36px}.appointment-section aside h3{color:var(--navy);margin-top:0;font-family:DM Serif Display,Georgia,serif;font-size:30px}.appointment-section aside li{margin:12px 0}.faq-section{background:var(--cream)}.faq-list{border-top:1px solid var(--line);max-width:920px;margin:44px auto 0}.faq-list details{border-bottom:1px solid var(--line);padding:24px 0}.faq-list summary{color:var(--navy);cursor:pointer;font-weight:700}.faq-list p{max-width:760px;line-height:1.8}.legal-hero{background:var(--navy);color:#fff;padding:110px clamp(24px,8vw,130px) 70px}.legal-hero h1,.resource-hero h1{margin:12px 0;font-family:DM Serif Display,Georgia,serif;font-size:clamp(54px,7vw,92px);line-height:1}.legal-content{max-width:900px;margin:0 auto;padding:80px 28px 110px;line-height:1.85}.legal-content h2{color:var(--navy);margin-top:42px;font-family:DM Serif Display,Georgia,serif;font-size:30px}.legal-content a{color:var(--navy);text-decoration:underline}.resource-hero{color:#eef4f8;background:linear-gradient(120deg, var(--navy-deep), var(--navy))}.resource-hero h1,.resource-hero .eyebrow{color:#fff}.resource-hero>p:not(.eyebrow){color:#eef4f8}.flip-card{width:100%;min-height:390px;color:var(--ink);font:inherit;text-align:left;cursor:pointer;perspective:1200px;background:0 0;border:0;border-radius:18px;padding:0}.flip-card-inner{width:100%;min-height:390px;transform-style:preserve-3d;transition:transform .56s cubic-bezier(.2,.7,.2,1);display:block;position:relative}.flip-card.is-flipped .flip-card-inner{transform:rotateY(180deg)}.flip-card-face{border:1px solid var(--line);background:var(--ivory);backface-visibility:hidden;border-radius:18px;flex-direction:column;padding:32px;display:flex;position:absolute;inset:0;overflow:hidden;box-shadow:0 12px 34px #0b274812}.flip-card-back{color:#fff;background:var(--navy);transform:rotateY(180deg)}.flip-number{color:var(--gold);letter-spacing:.08em;font-size:12px;font-weight:800}.flip-title{color:var(--navy);margin:46px 0 16px;font-family:DM Serif Display,Georgia,serif;font-size:32px;line-height:1.08}.flip-summary{line-height:1.7}.flip-prompt{color:var(--gold);margin-top:auto;padding-top:22px;font-size:13px;font-weight:800}.flip-back .flip-title,.flip-card-back .flip-title{color:#fff;margin:0 0 5px;font-size:27px}.flip-subtitle{color:#d9bf7c;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px;font-size:12px;font-weight:800}.flip-details{gap:12px;line-height:1.55;display:grid}.flip-details>span{padding-left:18px;position:relative}.flip-details>span:before{content:"•";color:#d9bf7c;position:absolute;left:0}.flip-card:hover .flip-card-inner,.flip-card:focus-visible .flip-card-inner{transform:translateY(-4px)}.flip-card.is-flipped:hover .flip-card-inner,.flip-card.is-flipped:focus-visible .flip-card-inner{transform:translateY(-4px)rotateY(180deg)}.flip-card:focus-visible{outline:3px solid var(--gold);outline-offset:5px}.flip-card-navy{color:#eef4f8}.flip-card-navy .flip-card-front{box-shadow:none;background:#ffffff12;border-color:#ffffff2e}.flip-card-navy .flip-card-front .flip-title{color:#fff}.flip-card-navy .flip-card-front .flip-summary{color:#eef4f8}.flip-card-navy .flip-card-back{color:var(--ink);background:var(--ivory)}.flip-card-navy .flip-card-back .flip-title{color:var(--navy)}.flip-card-navy .flip-card-back .flip-subtitle,.flip-card-navy .flip-card-back .flip-prompt{color:#8d6d2e}.flip-card-navy .flip-card-back .flip-details>span:before{color:var(--gold)}.resource-section,.glossary-section,.enrollment-dates{background:var(--ivory)}.interactive-checklist{max-width:940px;margin:42px auto 0}.checklist-progress{color:#fff;background:radial-gradient(circle at 90% 10%, #d9bd7640, transparent 35%), var(--navy);border-radius:18px;padding:26px 28px;box-shadow:0 18px 44px #071c3429}.checklist-progress>div:first-child{justify-content:space-between;gap:20px;display:flex}.checklist-progress span{color:var(--gold-light);letter-spacing:.1em;text-transform:uppercase;font-size:12px;font-weight:800}.checklist-progress b{font-size:14px}.progress-track{background:#ffffff24;border-radius:999px;height:8px;margin-top:18px;overflow:hidden}.progress-track span{border-radius:inherit;background:linear-gradient(90deg, var(--gold), var(--gold-light));height:100%;transition:width .3s;display:block}.checklist{margin:18px 0 0;padding:0;list-style:none}.checklist li{margin-bottom:12px}.checklist button{border:1px solid var(--line);width:100%;color:var(--ink);text-align:left;background:#fff;border-radius:16px;grid-template-columns:48px 1fr auto;align-items:center;gap:20px;padding:22px 24px;transition:border-color .18s,box-shadow .18s,transform .18s,background .18s;display:grid;box-shadow:0 8px 24px #071c340d}.checklist button:hover,.checklist button:focus-visible{border-color:var(--gold);transform:translateY(-2px);box-shadow:0 14px 30px #071c341a}.checklist button:focus-visible{outline-offset:3px;outline:3px solid #b6944a47}.check-marker{border:1px solid var(--gold);width:42px;height:42px;color:var(--gold);border-radius:50%;place-items:center;font-weight:800;transition:color .18s,background .18s;display:grid}.check-copy{gap:5px;display:grid}.check-copy b{color:var(--navy);font-size:17px}.check-copy>span{color:#66717c;line-height:1.55}.check-action{color:#8a6c2f;letter-spacing:.04em;text-transform:uppercase;font-size:12px;font-weight:800}.checklist li.is-complete button{background:#f7f3e9;border-color:#b6944a6b}.checklist li.is-complete .check-marker{color:var(--navy);background:var(--gold-light)}.checklist li.is-complete .check-copy b{text-decoration:line-through;-webkit-text-decoration-color:var(--gold);-webkit-text-decoration-color:var(--gold);-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold)}.checklist-finish{border-top:1px solid var(--line);justify-content:space-between;align-items:center;gap:24px;margin-top:24px;padding:24px 0 0;display:flex}.checklist-finish p{color:#65717b;max-width:490px;line-height:1.6}.checklist-finish>div{align-items:center;gap:18px;display:flex}.reset-checklist{color:var(--navy);border:0;border-bottom:1px solid var(--gold);background:0 0;padding:10px 0;font-weight:800}.checklist span,.timeline-grid p,.glossary-grid p,.enrollment-dates p{line-height:1.75}.timeline-grid,.glossary-grid{grid-template-columns:repeat(3,1fr);gap:20px;margin-top:42px;display:grid}.timeline-grid article,.glossary-grid article{border:1px solid var(--line);background:var(--ivory);border-radius:14px;padding:30px}.timeline-grid span{color:var(--gold);letter-spacing:.08em;text-transform:uppercase;font-size:13px;font-weight:700}.timeline-grid h3,.glossary-grid h3{color:var(--navy);font-family:DM Serif Display,Georgia,serif;font-size:26px}.bring-section{background:var(--navy);color:#fff;grid-template-columns:.8fr 1.2fr;gap:clamp(40px,8vw,110px);display:grid}.bring-section h2,.enrollment-dates h2{font-family:DM Serif Display,Georgia,serif;font-size:clamp(40px,5vw,64px);line-height:1.05}.bring-section h2{color:#fff}.bring-section li{border-bottom:1px solid #ffffff2e;padding:13px 0}.enrollment-dates{text-align:center}.enrollment-dates p{max-width:800px;margin:0 auto 28px}@media (width<=1000px){.appointment-section,.bring-section{grid-template-columns:1fr}.timeline-grid,.glossary-grid{grid-template-columns:1fr 1fr}.site-header{grid-template-columns:1fr auto}nav{display:none}.hero{grid-template-columns:1fr}.hero-copy{padding-bottom:72px}.hero-portrait{border-radius:70px 0 0;min-height:600px}.hero-portrait img{min-height:600px}.process-card{grid-column:1;width:calc(100% - 48px);margin:-56px auto 32px;position:relative;bottom:auto;left:auto;transform:none}.section-heading,.intro-grid,.health,.about,.future,.intake,.split-explainer,.question-panel,.about-story,.about-page-hero,.about-journey,.coverage-inquiry-section,.schedule-hero,.schedule-section,.annual-support,.planenroll-feature{grid-template-columns:1fr}.health{gap:52px}.beyond-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.intake-heading,.coverage-inquiry-section>div:first-child,.schedule-section>div:first-child{position:static}.service-grid,.detail-grid,.coverage-grid,.values-strip{grid-template-columns:1fr}.service-card{min-height:300px}.service-card h3{margin-top:35px}}@media (width<=640px){body{padding-bottom:58px}.social-float{grid-auto-flow:column;gap:2px;padding:5px 7px;inset:auto auto 8px 50%;transform:translate(-50%)}.social-float a{width:36px;height:36px}.social-float a>span{display:none}.flip-card,.flip-card-inner{min-height:360px}.flip-card-face{padding:23px}.legal-hero{padding:76px 22px 56px}.timeline-grid,.glossary-grid{grid-template-columns:1fr}.checklist button{grid-template-columns:42px 1fr;padding:20px}.check-action{grid-column:2}.checklist-progress>div:first-child,.checklist-finish,.checklist-finish>div{flex-direction:column;align-items:flex-start}.site-header{grid-template-columns:1fr auto;gap:10px;height:70px;padding:0 15px;position:relative}.brand{width:172px;height:46px}.site-header>.button-small{display:none}.mobile-menu{display:block}.mobile-menu summary{border:1px solid var(--line);cursor:pointer;background:#fff;border-radius:50%;align-content:center;gap:5px;width:42px;height:42px;padding:10px;list-style:none;display:grid}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu summary span{background:var(--navy);border-radius:999px;height:2px;display:block}.mobile-menu[open] summary{background:var(--gold-light);border-color:var(--gold)}.mobile-menu>div{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fffdf9fa;gap:2px;padding:14px 18px 20px;display:grid;position:absolute;top:69px;left:0;right:0;box-shadow:0 18px 34px #071c3424}.mobile-menu>div a{color:var(--navy);padding:12px 4px;font-size:14px;font-weight:700}.mobile-menu>div .mobile-menu-schedule{color:#fff;background:var(--navy);text-align:center;border-radius:8px;margin-top:8px;padding:13px 16px}.button-small{min-height:42px;padding:0 14px;font-size:12px}.hero-copy{padding:54px 19px 48px}.inner-hero,.inner-section,.inner-cta,.about-page-hero,.about-journey,.coverage-inquiry-section,.schedule-hero,.schedule-section{padding:58px 19px}.inner-hero{min-height:auto}.product-hero{grid-template-columns:1fr;gap:38px}.product-hero-image{justify-self:center;width:min(92%,340px)}.product-hero-image img{height:370px}.product-hero-image figcaption{max-width:205px;padding:10px 12px;font-size:11px;bottom:16px;right:-5px}.inner-hero h1{font-size:clamp(40px,12vw,48px);line-height:1.02}.product-hero-copy h1{font-size:clamp(40px,12vw,48px)}.inner-hero>p:not(.eyebrow),.product-hero-copy>p:not(.eyebrow){margin:20px 0 26px;font-size:16px;line-height:1.65}.simple-steps>div,.life-grid{grid-template-columns:1fr}.hero-actions{flex-direction:column;align-items:stretch;gap:12px}.button{width:100%}.hero-portrait,.hero-portrait img{min-height:390px}.hero-portrait img{object-position:54% center}.process-card{min-height:90px;padding:15px}.process-card div{flex-direction:column;gap:8px;font-size:12px}.process-card b{width:34px;height:34px}.section{padding:62px 19px}.section-heading{gap:30px}.health-list div{grid-template-columns:42px 1fr auto}.beyond-grid{grid-template-columns:1fr;gap:14px}.beyond-grid .flip-card,.beyond-grid .flip-card-inner{min-height:350px}.about-badge{right:-8px}.field-grid,.check-grid{grid-template-columns:1fr}.form-shell{min-height:auto;padding:25px 18px}.form-progress b{display:none}.form-progress div{justify-content:center}.form-actions,.join{flex-direction:column;align-items:stretch}.footer-top{flex-direction:column;align-items:flex-start;gap:32px}.footer-top div{grid-template-columns:1fr 1fr;gap:14px 20px;font-size:13px;display:grid}footer{padding:48px 19px 28px}.footer-top img{width:225px}.footer-contact{flex-direction:column;align-items:flex-start;font-size:14px}h1{font-size:clamp(42px,13vw,54px)}h2{font-size:clamp(34px,10vw,43px)}.hero-lede{margin:22px 0 26px;font-size:17px;line-height:1.55}.eyebrow{letter-spacing:.15em;margin-bottom:17px;font-size:11px}.flip-title{margin-top:30px;font-size:28px}.flip-summary,.flip-details{font-size:14px}.service-card,.coverage-grid article{min-height:250px}.disclaimer{grid-template-columns:1fr;gap:12px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}