Prepare and compare
Learn your options, confirm employer coverage rules and begin your Medicare application when appropriate.
Schedule With MeMedicare Resources
Helpful information for your Medicare journey.
Use these guides to prepare, learn the language and know what to bring to your conversation with Whitney.
Start Your Medicare Review →Turning 65 Checklist
A simple place to begin.
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Your progress is saved on this device, so you can come back anytime.
Enrollment Timeline
Your Initial Enrollment Period.
Coverage milestone
Your Initial Enrollment Period includes the month you turn 65. Effective dates depend on when you enroll.
Final IEP window
You may still enroll, but waiting can delay coverage. Late-enrollment penalties may apply if you lack other creditable coverage.
Medicare Terminology
Common words in plain language.
Premium
The amount you pay regularly to maintain insurance coverage.
Deductible
The amount you may pay before a plan begins paying for covered services.
Copayment
A fixed amount you pay for a covered service or prescription.
Coinsurance
A percentage of the cost you pay for a covered service.
Network
The doctors, hospitals, pharmacies and other providers contracted with a plan.
Formulary
A prescription drug plan’s list of covered medications and coverage tiers.
Your Medicare Review
What should you bring?
- Your current insurance information
- A list of doctors and preferred hospitals
- Your prescription list and preferred pharmacies
- Your travel habits or multi-state care needs
- Dental, vision, hearing and wellness priorities
- Your questions and monthly budget priorities
Important Annual Dates
Annual Enrollment Period: October 15–December 7
During Medicare's Annual Enrollment Period, people with Medicare can review and make certain changes to Medicare Advantage and prescription drug coverage for the following year. Other enrollment periods may apply depending on your situation.